Transparent Pricing

Simple, honest fees.
No surprises.

At Impact Wealth Partners, our fee structure is straightforward by design. You know exactly what you pay before we begin — and every dollar goes toward advice that’s entirely in your interest.

Our Fee Philosophy

Fees Designed for
Long-Term Partnerships.

We believe choosing a financial advisor is about more than investment returns — it’s about finding someone you can trust for decades.

We believe advisors should be compensated fairly for the value they provide. We also believe there comes a point where growing wealth shouldn’t automatically mean growing advisory fees. That’s why we’ve designed a fee structure that is transparent, straightforward, and built around long-term relationships.

Comprehensive Wealth Management

Annual Advisory Fee

1.00% First $250,000
0.80% $250,000 – $1.5 million
0.60% $1.5 million and above

Annual maximum: $18,000

As your assets grow, our success grows alongside yours — but only to a point. Once your advisory fee reaches the annual maximum, it doesn’t continue increasing simply because your portfolio does. We believe that’s a fair approach.

This service coordinates:
  • Retirement income planning
  • Investment management
  • Tax-efficient withdrawal strategies
  • Medicare and healthcare decisions
  • Social Security optimization
  • Estate planning coordination
  • Ongoing financial planning

This aligns our interests with yours while recognizing that long-term relationships should be built on trust — not endlessly increasing fees.

Why We Cap Our Fee

Great Advice Is About
Far More Than Investments.

It’s helping families make confident decisions about retirement income, taxes, Medicare, Social Security, estate planning, charitable giving, market volatility, and life’s many financial transitions.

Retirement income planning
Investment management
Tax-aware distribution planning
Medicare guidance
Social Security planning
Estate planning coordination
Integration with attorneys, tax professionals, and more
Regular strategy meetings
Those conversations remain valuable whether markets are rising, falling, or moving sideways. We believe that’s worth a fee that reflects the relationship — not just the portfolio size.
What Doesn’t Change

Our Commitment
Stays the Same.

Whether markets are up, down, or somewhere in between, you’ll continue receiving proactive planning and investment oversight — every quarter, every year.

We believe the value of a trusted advisor is measured by the quality of guidance — not simply by the direction of the market.

Insurance Planning

A Note on
Insurance Compensation.

Some clients come to us solely for insurance guidance.

In those situations, we may receive compensation from the insurance company if coverage is implemented. We’ll always explain how we’re compensated before you make any decision — so you can move forward with complete clarity.

Form ADV & Disclosure

Our Form ADV Part 2 provides full disclosure of our services, fees, and any conflicts of interest. We recommend all prospective clients review it before engaging our services.

ADV Brochure Supplement — Michael Peterson, CFP®

Our complete disclosure brochure detailing services, background, compensation, and fiduciary obligations as required by the SEC. Updated July 2026.

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Schedule a complimentary call with Michael Peterson — no obligation, no pressure.

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